Minn. Stat. § 72C.06
This is the official text of Minn. Stat. § 72C.06, part of Minnesota’s Stat — part of the compiled statutory law of Minnesota, published by the state as "Stat." Browse the sections below, each linked to its official government source.
Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.
§ 72C.06 READABILITY.
Official statutory text
§ Subdivision 1. Requirement. All insurance policies filed with the commissioner pursuant to section 72C.11 shall be written in language easily readable and understandable by a person of average intelligence and education.
§ Subd. 2. Compliance factors. In determining whether a policy or contract is readable within the meaning of this section the commissioner shall consider, at least, the following factors: (a) the simplicity of the sentence structure and the shortness of the sentences used; (b) the extent to which commonly used and understood words are employed; (c) the extent to which legal terms are avoided; (d) the extent to which references to other sections or provisions of the contract are minimized; (e) the extent to which definitional provisions are incorporated in the text of the policy or contract; and (f) any additional factors relevant to the readability or understandability of an insurance policy or contract which the commissioner may prescribe by rule.
§ Subd. 2. Compliance factors. In determining whether a policy or contract is readable within the meaning of this section the commissioner shall consider, at least, the following factors: (a) the simplicity of the sentence structure and the shortness of the sentences used; (b) the extent to which commonly used and understood words are employed; (c) the extent to which legal terms are avoided; (d) the extent to which references to other sections or provisions of the contract are minimized; (e) the extent to which definitional provisions are incorporated in the text of the policy or contract; and (f) any additional factors relevant to the readability or understandability of an insurance policy or contract which the commissioner may prescribe by rule.
Status: in_force · Read it on the official government site
Need a lawyer in Minnesota?
Find a Minnesota lawyer
About this page: Statute text is reproduced from official government publishers via the
Open US Law dataset
(Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine
(Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.