N.Y. BNK Law § 193

§ 193. Limitation upon business which may be transacted at public\naccommodation office. No business other than that actually and\nnecessarily involved in connection with the performance of one or more\nof the functions enumerated in this section shall be transacted at any\npublic accommodation office:\n (a) the receipt of deposits of money, currency, checks and other\nsimilar items;\n (b) the payment of withdrawals;\n (c) the cashing of checks, drafts and other similar items;\n (d) the receipt of moneys due to the banking institution;\n (e) the issuance of cashier's checks, treasurer's checks, money orders\nand other similar items; and\n (f) the disbursement of funds pursuant to an existing loan agreement\nor extension of credit which provides for advances to or for the account\nof the borrower, by means of honoring one or more checks or other\nwritten orders or by use of a credit card or other similar arrangement.\n Nothing contained in this section shall be construed to authorize the\nperformance of any function or the rendition of any service in any\npublic accommodation office which such banking institution is not\notherwise authorized to engage in by other provisions of this chapter or\nother law.\n