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N.Y. BNK Law § 9-M

This is the official text of N.Y. BNK Law § 9-M, part of New York’s BNK Law — part of the compiled statutory law of New York, published by the state as "BNK Law." Browse the sections below, each linked to its official government source.

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Return of checks

Official statutory text

§ 9-m. Return of checks. Any banking institution as that term is\ndefined in section nine-f of this chapter, except a credit union, and\nany other financial institution which offers consumer accounts, meaning\naccounts established by natural persons primarily for personal, family\nor household purposes, which can be accessed by check, negotiable order\nof withdrawal, or other similar written instrument, shall offer a\nconsumer account on which the cancelled checks, negotiable orders of\nwithdrawal, or other similar instruments drawn on that account are\nreturned to the customer with a periodic statement of the account.\n

Status: in_force · Read it on the official government site

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About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.