N.Y. BNK Law § 9-U
This is the official text of N.Y. BNK Law § 9-U, part of New York’s BNK Law — part of the compiled statutory law of New York, published by the state as "BNK Law." Browse the sections below, each linked to its official government source.
Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.
ATM transactions by persons using foreign bank accounts
Official statutory text
§ 9-u. ATM transactions by persons using foreign bank accounts. 1.\nSubject to the requirements of section three hundred ninety-nine-y of\nthe general business law, as added by chapter four hundred ninety-five\nof the laws of nineteen hundred ninety-nine, an agreement to operate or\nshare an automated teller machine shall not have the effect of\nprohibiting, limiting or restricting the right of the operator or owner\nof the automated teller machine to charge a customer who is conducting a\ntransaction using an account from a financial institution that is\nlocated outside the United States an access fee or surcharge not\notherwise prohibited under state or federal law.\n 2. Nothing in this section shall be construed to prohibit or otherwise\nlimit the ability of an operator or owner of an automated teller machine\nto voluntarily enter into an agreement regarding participation in a\nsurcharge free network.\n
Status: in_force · Read it on the official government site
Need a lawyer in New York?
Find a New York lawyer
About this page: Statute text is reproduced from official government publishers via the
Open US Law dataset
(Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine
(Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.