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N.Y. EDN Law § 640

This is the official text of N.Y. EDN Law § 640, part of New York’s EDN Law — part of the compiled statutory law of New York, published by the state as "EDN Law." Browse the sections below, each linked to its official government source.

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Student debt; prohibited practices

Official statutory text

§ 640. Student debt; prohibited practices. 1. No degree-granting\ninstitution or licensed private career school, as defined by section\nfive thousand one of this chapter, shall:\n (a) withhold a transcript because a student owes a debt to such\ninstitution or school;\n (b) condition the provision of a transcript on a student's payment of\na debt to such institution or school; or\n (c) charge a higher fee or provide less favorable treatment of a\ntranscript request because a student owes a debt to such institution or\nschool, provided however, that an institution or school may charge a fee\nfor the issuance of a transcript.\n 2. In addition to such penalties as may otherwise be applicable by\nlaw, the superintendent of financial services may, after notice and\nhearing, enjoin such transcript withholding practices and require any\ninstitution or school found to be in violation of the provisions of this\narticle to pay to the people of this state a penalty of five hundred\ndollars for each violation.\n 3. In addition to the right of action granted to the superintendent of\nfinancial services pursuant to this section, any person who has been\ninjured by reason of any violation of this section may bring an action\nin their own name to enjoin such unlawful act or practice. The court\nmay, in its discretion, award reasonable attorneys' fees to the\nprevailing plaintiff.\n

Status: in_force · Read it on the official government site

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About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.