Internal prototype — noindexed, not linked from public navigation yet.

N.Y. GBS Law § 380-M

This is the official text of N.Y. GBS Law § 380-M, part of New York’s GBS Law — part of the compiled statutory law of New York, published by the state as "GBS Law." Browse the sections below, each linked to its official government source.

Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.

Civil liability for negligent noncompliance

Official statutory text

§ 380-m. Civil liability for negligent noncompliance. Any consumer\nreporting agency or user of information who or which is negligent in\nfailing to comply with any requirement imposed under this article, other\nthan a violation of section three hundred eighty-t of this article, with\nrespect to any consumer is liable to that consumer in an amount equal to\nthe sum of:\n (a) Any actual damages sustained by the consumer as a result of the\nfailure;\n (b) In the case of any successful action to enforce any liability\nunder this section, the costs of the action together with reasonable\nattorney's fees as determined by the court.\n

Status: in_force · Read it on the official government site

Need a lawyer in New York?

Find a New York lawyer
About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.