N.Y. GBS Law § 521

§ 521. Definitions. As used in this article:\n 1. "Consumer" means a natural person.\n 2. "Subscriber" means a consumer who is solicited to purchase or who\npurchases the services of a credit card registration service.\n 3. "Person" means any individual, firm, partnership, corporation,\nassociation or other legal entity.\n 4. "Credit card registration service" means any person who provides to\nsubscribers for a fee services including, but not limited to, any of the\nfollowing: maintenance of a registry of credit cards or access devices\nowned by a subscriber; notification on behalf of a subscriber to card\nissuers or financial institutions that any of a subscriber's credit\ncards or access devices have been lost or stolen; assistance to a\nsubscriber in obtaining new cards or access devices when the\nsubscriber's cards or access devices have been lost or stolen; and\nnotification on behalf of a subscriber to card issuers or financial\ninstitutions that a subscriber's address has changed. If a person\ncontracts with another for the other to provide credit card registration\nservices, the actual provider of the service and not the offeror of the\nservice shall be deemed to be the credit card registration service and\nsubject to the provisions of this article.\n 5. "Credit card" means and includes any credit card, credit plate,\ncharge plate, courtesy card, or other identification card or device\nwhich may be used to obtain a cash advance or a loan or credit or to\npurchase or lease property or services on the credit of the issuer or of\nthe holder.\n 6. "Access device" means a card, code, or other means of access to a\nconsumer's account, or any combination thereof, that may be used by the\nconsumer for the purpose of initiating electronic fund transfers.\n 7. "Contract for services" means a contract between a subscriber and a\ncredit card registration service under which the credit card\nregistration service agrees to provide to a subscriber for a fee any of\nits services.\n