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N.Y. ISC Law § 2345

This is the official text of N.Y. ISC Law § 2345, part of New York’s ISC Law — part of the compiled statutory law of New York, published by the state as "ISC Law." Browse the sections below, each linked to its official government source.

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Disclosure of premium reductions and surcharges

Official statutory text

§ 2345. Disclosure of premium reductions and surcharges.\n (a) Every authorized insurer shall specify the nature of each premium\nreduction or surcharge applied on a non-commercial motor vehicle\ninsurance policy.\n (b) The insurer shall also specify the total dollar amount\nattributable to all surcharges and the dollar amount attributable to\neach reduction.\n (c) The disclosures shall be made on either the premium bill, the\ndeclarations page or a notice accompanying the premium bill or the\ndeclarations page, when the surcharge or reduction is initially made and\nthereafter at each policy renewal.\n

Status: in_force · Read it on the official government site

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About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.