N.Y. MIL Law § 313-A

§ 313-a. Exercise of rights under this article not to affect certain\nfuture financial transactions. Application by a person in military\nservice for, or receipt by a person in military service of, a stay,\npostponement or suspension pursuant to the provisions of this article in\nthe payment of any tax, fine, penalty, insurance premium, or other civil\nobligation or liability of that person shall not itself, without regard\nto other considerations, provide the basis for any of the following:\n 1. A determination by any lender or other person that such person in\nmilitary service is unable to pay such civil obligation or liability in\naccordance with its terms.\n 2. With respect to a credit transaction between a creditor and such\nperson in military service: (a) a denial or revocation of credit by the\ncreditor; (b) a change by the creditor in the terms of an existing\ncredit arrangement; or (c) a refusal by the creditor to grant credit to\nsuch person in substantially the amount or on substantially the terms\nrequested.\n 3. An adverse report relating to the creditworthiness of such person\nin military service by or to any person or entity engaged in the\npractice of assembling or evaluating consumer credit information.\n 4. A refusal by an insurer to insure such person.\n