N.Y. PBS Law § 135-L

§ 135-l. Alternate financing method. Notwithstanding the provisions of\nsections one hundred thirty-five-d and one hundred thirty-five-g of this\narticle, a utility may satisfy its obligation to provide financing to\neligible customers by concluding financial arrangements with two or more\nlending institutions in this state engaged in making home improvement\nloans to provide loans to eligible customers for home conservation\nprograms pursuant to this article, provided that such loans shall be\nunder such terms and conditions as are consistent with the terms and\nconditions of section one hundred thirty-five-g. The utility may\nguarantee such loans where the commission determines that such action is\nin furtherance of the public interest. If the commission determines it\nto be necessary, to facilitate the home improvement loans authorized by\nthis article, it may require a utility to maintain a supply of loan\napplication forms for such loans.\n