N.Y. PEN Law § 190.45

This is the official text of N.Y. PEN Law § 190.45, part of New York’s Penal Law — defines crimes and punishments in New York.

Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.

Possession of usurious loan records

Official statutory text

§ 190.45 Possession of usurious loan records.\n A person is guilty of possession of usurious loan records when, with\nknowledge of the contents thereof, he possesses any writing, paper,\ninstrument or article used to record criminally usurious transactions\nprohibited by section 190.40.\n Possession of usurious loan records is a class A misdemeanor.\n

Status: in_force · Read it on the official government site

About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.