Internal prototype — noindexed, not linked from public navigation yet.

N.Y. RPP Law § 320

This is the official text of N.Y. RPP Law § 320, part of New York’s RPP Law — part of the compiled statutory law of New York, published by the state as "RPP Law." Browse the sections below, each linked to its official government source.

Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.

Certain deeds deemed mortgages

Official statutory text

§ 320. Certain deeds deemed mortgages. A deed conveying real property,\nwhich, by any other written instrument, appears to be intended only as a\nsecurity in the nature of a mortgage, although an absolute conveyance in\nterms, must be considered a mortgage; and the person for whose benefit\nsuch deed is made, derives no advantage from the recording thereof,\nunless every writing, operating as a defeasance of the same, or\nexplanatory of its being desired to have the effect only of a mortgage,\nor conditional deed, is also recorded therewith, and at the same time.\n

Status: in_force · Read it on the official government site

Need a lawyer in New York?

Find a New York lawyer
About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.