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N.Y. UCC Law § 4-102

This is the official text of N.Y. UCC Law § 4-102, part of New York’s UCC Law — part of the compiled statutory law of New York, published by the state as "UCC Law." Browse the sections below, each linked to its official government source.

Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.

Applicability

Official statutory text

Section 4--102. Applicability.\n (1) To the extent that items within this Article are also within the\nscope of Articles 3 and 8, they are subject to the provisions of those\nArticles. In the event of conflict the provisions of this Article govern\nthose of Article 3 but the provisions of Article 8 govern those of this\nArticle.\n (2) The liability of a bank for action or non-action with respect to\nany item handled by it for purposes of presentment, payment or\ncollection is governed by the law of the place where the bank is\nlocated. In the case of action or non-action by or at a branch or\nseparate office of a bank, its liability is governed by the law of the\nplace where the branch or separate office is located.\n

Status: in_force · Read it on the official government site

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About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.