N.Y. UCC Law § 4-A-105

Section 4-A-105. Other Definitions.\n (1) In this Article:\n (a) "Authorized account" means a deposit account of a customer\n in a bank designated by the customer as a source of payment\n of payment orders issued by the customer to the bank. If a\n customer does not so designate an account, any account of the\n customer is an authorized account if payment of a payment\n order from that account is not inconsistent with a\n restriction on the use of that account.\n (b) "Bank" means a person engaged in the business of banking and\n includes a savings bank, savings and loan association, credit\n union, and trust company. A branch or separate office of a\n bank is a separate bank for purposes of this article.\n (c) "Customer" means a person, including a bank, having an\n account with a bank or from whom a bank has agreed to receive\n payment orders.\n (d) "Funds-transfer business day" of a receiving bank means the\n part of a day during which the receiving bank is open for the\n receipt, processing, and transmittal of payment orders and\n cancellations and amendments of payment orders.\n (e) "Funds-transfer system" means a wire transfer network,\n automated clearing house, or other communication system of a\n clearing house or other association of banks through which a\n payment order by a bank may be transmitted to the bank to\n which the order is addressed.\n (f) "Good faith" means honesty in fact and the observance of\n reasonable commercial standards of fair dealing.\n (g) "Prove" with respect to a fact means to meet the burden of\n establishing the fact (subsection (b)(8) of section 1--201).\n (2) Other definitions applying to this Article and the sections in\nwhich they appear are:\n "Acceptance" Section 4-A-209\n "Beneficiary" Section 4-A-103\n "Beneficiary's bank" Section 4-A-103\n "Executed" Section 4-A-301\n "Execution date" Section 4-A-301\n "Funds transfer" Section 4-A-104\n "Funds-transfer system rule" Section 4-A-501\n "Intermediary bank" Section 4-A-104\n "Originator" Section 4-A-104\n "Originator's bank" Section 4-A-104\n "Payment by beneficiary's\n bank to beneficiary" Section 4-A-405\n "Payment by originator\n to beneficiary" Section 4-A-406\n "Payment by sender to\n receiving bank" Section 4-A-403\n "Payment date" Section 4-A-401\n "Payment order" Section 4-A-103\n "Receiving bank" Section 4-A-103\n "Security procedure" Section 4-A-201\n "Sender" Section 4-A-103\n (3) The following definitions in Article 4 apply to this Article:\n "Clearing house" Section 4-104\n "Item" Section 4-104\n "Suspends payments" Section 4-104\n (4) In addition Article 1 contains general definitions and principles\nof construction and interpretation applicable throughout this Article.\n