Okla. Stat. tit. 12A, § 12A-1-9-502

This is the official text of Okla. Stat. tit. 12A, § 12A-1-9-502, part of Oklahoma’s Stat. tit. 12A, — part of the compiled statutory law of Oklahoma, published by the state as "Stat. tit. 12A,." Browse the sections below, each linked to its official government source.

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Contents of financing statement; record of mortgage

Official statutory text

as financing statement; time of filing financing statement.

CONTENTS OF FINANCING STATEMENT; RECORD OF MORTGAGE AS

FINANCING STATEMENT; TIME OF FILING FINANCING STATEMENT

(a) Subject to subsection (b) of this section, a financing

statement is sufficient only if it:

Oklahoma Statutes - Title 12A. Uniform Commercial Code Page 106

(1) provides the name of the debtor;

(2) provides the name of the secured party or a representative

of the secured party; and

(3) indicates the collateral covered by the financing

statement.

(b) Except as otherwise provided in subsection (b) of Section

1-9-501 of this title, to be sufficient, a financing statement that

covers as-extracted collateral or timber to be cut, or which is

filed as a fixture filing and covers goods that are or are to become

fixtures, must satisfy subsection (a) of this section and also:

(1) indicate that it covers this type of collateral;

(2) indicate that it is to be filed against the tract index in

the real property records;

(3) provide a description of the real property to which the

collateral is related; and

(4) if the debtor does not have an interest of record in the

real property, provide the name of a record owner.

(c) A record of a mortgage is effective, from the date of

recording as a financing statement filed as a fixture filing or as a

financing statement covering as-extracted collateral or timber to be

cut only if:

(1) the record indicates the goods or accounts that it covers;

(2) the goods are or are to become fixtures related to the real

property described in the record or the collateral is related to the

real property described in the record and is as-extracted collateral

or timber to be cut;

(3) the record satisfies the requirements for a financing

statement in this section, but:

(A) the record need not indicate that it is to be filed in

the real property records; and

(B) the record sufficiently provides the name of a debtor

who is an individual if it provides the individual

name of the debtor or the surname and first personal

name of the debtor, even if the debtor is an

individual to whom paragraph (4) of subsection (a) of

Section 1-9-503 of this title applies; and

(4) the record is duly recorded.

(d) A financing statement may be filed before a security

agreement is made or a security interest otherwise attaches.

(e) (1) No filing of a financing statement, continuation

statement, termination statement, or assignment or release of a

financing statement under the provisions of paragraph (1) of

subsection (a) of Section 1-9-501 of this title shall constitute

record notice of the contents thereof against any subsequent

purchaser or encumbrancer of real estate or any interest therein

unless the same contains a legal description of the real estate

Oklahoma Statutes - Title 12A. Uniform Commercial Code Page 107

adequate for the purposes of indexing in the tract indexes of the

county wherein the real estate is situated.

(2) It shall be the duty of the county clerk to cause all such

financing statements, continuation statements, termination

statements, or assignments or releases of financing statements

containing an adequate legal description to be recorded and indexed

in the records of said office in the same place and manner as a

mortgage on real estate or assignment or release thereof.

(3) To effectuate the provisions of Section 2A-309 of this

title, a lessor of goods that are or are to become fixtures may file

a fixture filing complying with that section, and filings related to

that fixture filing, using the terms "lessor," "lessee," or the like

instead of the terms specified in this part. The provisions of this

article relating to a fixture filing or a filing related to it shall

apply as appropriate in conjunction with the provisions of Article

2A of this title with respect to such filings.
file

a fixture filing complying with that section, and filings related to

that fixture filing, using the terms "lessor," "lessee," or the like

instead of the terms specified in this part. The provisions of this

article relating to a fixture filing or a filing related to it shall

apply as appropriate in conjunction with the provisions of Article

2A of this title with respect to such filings.

(f) Except as otherwise provided in subsection (c) of this

section, a financing statement, or any filing related to it, that

complies with this section is sufficient and may be recorded and

shall be effective as a financing statement even though it does not

comply with the execution and acknowledgement requirements of

Section 15, 26, 93, 94, or 95 of Title 16 of the Oklahoma Statutes,

as amended, or other statutes, if any, of like import that would

impose requirements beyond those of the kind encompassed in this

section.

Status: in_force · Read it on the official government site

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About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.