Okla. Stat. tit. 12A, § 12A-4-403
This is the official text of Okla. Stat. tit. 12A, § 12A-4-403, part of Oklahoma’s Stat. tit. 12A, — part of the compiled statutory law of Oklahoma, published by the state as "Stat. tit. 12A,." Browse the sections below, each linked to its official government source.
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Customer's Right to Stop Payment; Burden of Proof of
Official statutory text
Loss.
CUSTOMER'S RIGHT TO STOP PAYMENT; BURDEN OF PROOF OF LOSS
(a) A customer or any person authorized to draw on the account
if there is more than one person may stop payment of any item drawn
on the customer's account or close the account by an order to the
bank describing the item or account with reasonable certainty
received at a time and in a manner that affords the bank a
reasonable opportunity to act on it before any action by the bank
with respect to the item described in Section 4-303 of this title.
If the signature of more than one person is required to draw on an
account, any of these persons may stop payment or close the account.
(b) A stop-payment order is effective for six (6) months, but
it lapses after fourteen (14) calendar days if the original order
was oral and was not confirmed in a record within that period. A
stop-payment order may be renewed for additional six-month periods
by a record given to the bank within a period during which the stop-
payment order is effective.
(c) The burden of establishing the fact and amount of loss
resulting from the payment of an item contrary to a stop-payment
order or order to close an account is on the customer. The loss
from payment of an item contrary to a stop-payment order may include
damages for dishonor of subsequent items under Section 4-402 of this
title.
CUSTOMER'S RIGHT TO STOP PAYMENT; BURDEN OF PROOF OF LOSS
(a) A customer or any person authorized to draw on the account
if there is more than one person may stop payment of any item drawn
on the customer's account or close the account by an order to the
bank describing the item or account with reasonable certainty
received at a time and in a manner that affords the bank a
reasonable opportunity to act on it before any action by the bank
with respect to the item described in Section 4-303 of this title.
If the signature of more than one person is required to draw on an
account, any of these persons may stop payment or close the account.
(b) A stop-payment order is effective for six (6) months, but
it lapses after fourteen (14) calendar days if the original order
was oral and was not confirmed in a record within that period. A
stop-payment order may be renewed for additional six-month periods
by a record given to the bank within a period during which the stop-
payment order is effective.
(c) The burden of establishing the fact and amount of loss
resulting from the payment of an item contrary to a stop-payment
order or order to close an account is on the customer. The loss
from payment of an item contrary to a stop-payment order may include
damages for dishonor of subsequent items under Section 4-402 of this
title.
Status: in_force · Read it on the official government site
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