Internal prototype — noindexed, not linked from public navigation yet.

Okla. Stat. tit. 14A, § 14A-1-202

This is the official text of Okla. Stat. tit. 14A, § 14A-1-202, part of Oklahoma’s Stat. tit. 14A, — part of the compiled statutory law of Oklahoma, published by the state as "Stat. tit. 14A,." Browse the sections below, each linked to its official government source.

Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.

Exclusions

Official statutory text

This act does not apply to

(1) Extensions of credit to government or governmental agencies

or instrumentalities;

(2) The sale of insurance by an insurer, except as otherwise

provided in the article on insurance (Article 4);

Oklahoma Statutes - Title 14A. Consumer Credit Code Page 13

(3) Transactions under public utility or common carrier tariffs

if a subdivision or agency of this state or of the United States

regulates the charges for the services involved, the charges for

delayed payment and any discount allowed for early payment;

(4) Pawnbrokers engaging in pawn transactions as defined in the

Oklahoma Pawnshop Act; or

(5) Loans made to enable the debtor to build or purchase a

residence or to refinance such loan when made by a lender whose

loans are supervised by an agency of the United States or made by a

Federal Housing Administration approved mortgagee unless the loan is

made subject to this act by agreement (Section 3-601), and except as

provided with respect to disclosure (Section 3-301), debtors'

remedies (Section 5-201) and loan finance charges for other loans

(Section 3-605).

Status: in_force · Read it on the official government site

Need a lawyer in Oklahoma?

Find a Oklahoma lawyer
About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.