Okla. Stat. tit. 18, § 18-381.46

The holder of a deposit account in an association shall have the

right to withdraw all or any part of the deposit account, subject to

the right of the association and authority of the State Banking

Commissioner or the Director of the Office of Thrift Supervision, to

impose limitations upon the right of withdrawal from a deposit

account for a fixed or minimum term with respect to which deposit

account the applicable fixed or minimum term has not expired. With

respect to deposit accounts which consist solely of funds in which

the entire beneficial interest is held by one or more individuals or

by an organization which is operated primarily for religious,

philanthropic, charitable, educational, political, or other similar

purposes and which is not operated for profit, and with respect to

deposits of public funds by an officer, employee or agent of the

United States, any state, county, municipality, or political

subdivision thereof, the District of Columbia, the Commonwealth of

Puerto Rico, American Samoa, Guam, any territory or possession of

the United States, or any political subdivision thereof, such

deposit accounts may be subject to check or to transfer or

withdrawal on negotiable order or authorization to the association,

and deposit account holders may make withdrawals or transfers from

such accounts upon nontransferable order or authorization. An

association may offer money market deposit accounts, as defined by

federal regulations, and may permit withdrawals or transfers from

such accounts to the same extent permitted by federal regulations,

but subject to all of the limitations contained therein.