Okla. Stat. tit. 36, § 36-1435.2

As used in the Oklahoma Producer Licensing Act:

1. "Commissioner" means the Insurance Commissioner;

2. "Business entity" means a corporation, association,

partnership, limited liability company, limited partnership, or

other legal entity;

3. "Customer service representative" means an individual who is

required to be licensed as an insurance producer under the laws of

this state and assists the insurance producer, broker, or agency in

transacting the business of insurance from the office of the

insurance producer, broker, or agency;

4. "Home state" means the District of Columbia and any state or

territory of the United States in which an insurance producer

maintains the producer's principal place of residence or principal

place of business and is licensed to act as an insurance producer;

5. "Insurance" means any of the lines of authority in this

title including workers' compensation insurance. Any insurer

approved to offer workers' compensation insurance may appoint

insurance producers. All producers appointed for workers'

compensation insurance products must be licensed as insurance

producers by the Oklahoma Insurance Department;

6. "Insurance consultant" means an individual or legal entity

who is required to be licensed as an insurance producer under the

laws of this state and, for a fee, is held out to the public as

engaged in the business of offering any advice, counsel, opinion or

service with respect to the benefits, advantages, or disadvantages

promised under any policy of insurance that could be issued or

delivered in this state;

7. "Insurance producer" means a person required to be licensed

under the laws of this state to sell, solicit or negotiate insurance

and includes a customer service representative and an insurance

consultant. Any person not duly licensed as an insurance producer,

surplus lines insurance broker, or limited lines producer who

solicits a policy of insurance on behalf of an insurer shall be

deemed to be acting as an insurance agent within the meaning of the

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Oklahoma Producer Licensing Act, and shall thereby become liable for

all the duties, requirements, liabilities, and penalties to which an

insurance producer of the company is subject, and the company by

issuing the policy of insurance shall thereby accept and acknowledge

the person as its agent in the transaction. For purposes of the

laws of this state and the Oklahoma Insurance Code, the term

"insurance agent" means an insurance producer properly appointed by

an insurance carrier to act as an agent for that insurance carrier,

pursuant to Section 1435.15 of this title;

8. "Insurer" has the meaning set out in Section 103 of this

title;

9. "License" means a document issued by the Insurance

Commissioner of this state authorizing a person to act as an

insurance producer for the lines of authority specified in the

document. The license itself does not create any authority, actual,

apparent or inherent, in the holder to represent or commit an

insurance carrier;

10. "Limited line credit insurance" includes credit life,

credit disability, credit property, credit unemployment, involuntary

unemployment, mortgage life, mortgage guaranty, mortgage disability,

guaranteed automobile protection insurance, known as "gap"

insurance, and any other form of insurance offered in connection

with an extension of credit that is limited to partially or wholly

extinguishing that credit obligation that the Insurance Commissioner

determines should be designated a form of limited line credit

insurance;

11. "Limited line credit insurance producer" means a person who

sells, solicits or negotiates one or more forms of limited line

credit insurance coverage to individuals through a master,

corporate, group or individual policy;

12. "Limited lines insurance" means limited line credit and

those lines of insurance defined in Section 1435.20 of this title or
form of limited line credit

insurance;

11. "Limited line credit insurance producer" means a person who

sells, solicits or negotiates one or more forms of limited line

credit insurance coverage to individuals through a master,

corporate, group or individual policy;

12. "Limited lines insurance" means limited line credit and

those lines of insurance defined in Section 1435.20 of this title or

any other line of insurance the Insurance Commissioner deems

necessary to recognize for the purposes of complying with subsection

E of Section 1435.9 of this title;

13. "Limited lines producer" means a person who is authorized

by the Commissioner to sell, solicit or negotiate limited lines

insurance. For purposes of the laws of this state and the Oklahoma

Insurance Code, the term "limited insurance representative" shall

have the same meaning as the term "limited lines producer";

14. "Managing general agent" means an individual or legal

entity appointed, as an independent contractor, by one or more

insurers to exercise general supervision over the business of the

insurer in this state, with authority to appoint insurance producers

for the insurer, and to terminate appointments for the insurer;

15. "Negotiate" means the act of conferring directly with or

offering advice directly to a purchaser or prospective purchaser of

Oklahoma Statutes - Title 36. Insurance Page 332

a particular contract of insurance concerning any of the substantive

benefits, terms or conditions of the contract, provided that the

person engaged in that act either sells insurance or obtains

insurance from insurers for purchaser;

16. "Person" means an individual or a business entity;

17. "Sell" means to exchange a contract of insurance, by any

means, for money or its equivalent, on behalf of an insurance

company;

18. "Solicit" means attempting to sell insurance or asking or

urging a person to apply for a particular kind of insurance from a

particular company;

19. "Surplus lines insurance broker" means an individual or

legal entity who solicits, negotiates, or procures a policy of

insurance in an insurance company not licensed to transact business

in this state which cannot be procured from insurers licensed to do

business in this state. All transactions under such license shall

be subject to Article 11 of the Oklahoma Insurance Code;

20. "Terminate" means the cancellation of the relationship

between an insurance producer and the insurer or the termination of

a producer's authority to transact insurance;

21. "Uniform Business Entity Application" means the current

version of the National Association of Insurance Commissioners

(NAIC) Uniform Business Entity Application for resident and

nonresident business entities; and

22. "Uniform Application" means the current version of the NAIC

Uniform Application for resident and nonresident producer licensing.