Okla. Stat. tit. 36, § 36-3606
This is the official text of Okla. Stat. tit. 36, § 36-3606, part of Oklahoma’s Stat. tit. 36, — part of the compiled statutory law of Oklahoma, published by the state as "Stat. tit. 36,." Browse the sections below, each linked to its official government source.
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Capacity to contract for insurance; Minors
Official statutory text
A. Any person of competent legal capacity may contract for
insurance.
B. A minor not less than sixteen (16) years of age as at
nearest birthday may, notwithstanding such minority and with signed
parental or guardian consent, contract for life or accident and
health insurance on his or her own life or body or the life or body
of any person in whom he or she has an insurable interest, for his
or her own benefit or for the benefit of his or her father or
mother, spouse, child, brother, sister or grandparents. Such a
minor shall, notwithstanding such minority, be deemed competent to
exercise all rights and powers with respect to or under any contract
of life or accident and health insurance on his or her own life or
body or with respect to or under any contract such minor effected on
the life or body of any person in whom he or she has an insurable
interest, as though of full legal age, and may surrender his or her
interest therein and give a valid discharge for any benefit accruing
or money payable thereunder. The minor shall not, by reason of his
or her minority, be entitled to rescind, avoid or repudiate the
contract, nor to rescind, avoid or repudiate any exercise of a right
or privilege thereunder, except that such minor, not otherwise
emancipated, shall not be bound by any unperformed agreement to pay,
by promissory note or otherwise, any premium on any such insurance
contract.
C. A minor not less than sixteen (16) years of age may,
notwithstanding such minority and with signed parental or guardian
consent, contract for insurance on other subjects of insurance in
which he or she has an insurable interest. A minor shall be bound
by any settlement made in connection with any insurance contract so
issued. The minor shall not, by reason of his or her minority, be
entitled to rescind, avoid or repudiate the contract, nor to
rescind, avoid or repudiate any exercise of a right or privilege
thereunder, except that such minor, not otherwise emancipated, shall
not be bound by any unperformed agreement to pay, by promissory note
or otherwise, any premium on any such insurance contract.
D. Liability for failure to obtain signed parental or guardian
consent under subsections B and C of this section shall not rest
upon the insurance agent from whom the insurance policy was
purchased.
insurance.
B. A minor not less than sixteen (16) years of age as at
nearest birthday may, notwithstanding such minority and with signed
parental or guardian consent, contract for life or accident and
health insurance on his or her own life or body or the life or body
of any person in whom he or she has an insurable interest, for his
or her own benefit or for the benefit of his or her father or
mother, spouse, child, brother, sister or grandparents. Such a
minor shall, notwithstanding such minority, be deemed competent to
exercise all rights and powers with respect to or under any contract
of life or accident and health insurance on his or her own life or
body or with respect to or under any contract such minor effected on
the life or body of any person in whom he or she has an insurable
interest, as though of full legal age, and may surrender his or her
interest therein and give a valid discharge for any benefit accruing
or money payable thereunder. The minor shall not, by reason of his
or her minority, be entitled to rescind, avoid or repudiate the
contract, nor to rescind, avoid or repudiate any exercise of a right
or privilege thereunder, except that such minor, not otherwise
emancipated, shall not be bound by any unperformed agreement to pay,
by promissory note or otherwise, any premium on any such insurance
contract.
C. A minor not less than sixteen (16) years of age may,
notwithstanding such minority and with signed parental or guardian
consent, contract for insurance on other subjects of insurance in
which he or she has an insurable interest. A minor shall be bound
by any settlement made in connection with any insurance contract so
issued. The minor shall not, by reason of his or her minority, be
entitled to rescind, avoid or repudiate the contract, nor to
rescind, avoid or repudiate any exercise of a right or privilege
thereunder, except that such minor, not otherwise emancipated, shall
not be bound by any unperformed agreement to pay, by promissory note
or otherwise, any premium on any such insurance contract.
D. Liability for failure to obtain signed parental or guardian
consent under subsections B and C of this section shall not rest
upon the insurance agent from whom the insurance policy was
purchased.
Status: in_force · Read it on the official government site
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