Okla. Stat. tit. 36, § 36-3610

A. No insurance policy form or application form, where written

application is required and is to be made a part of the policy,

rider or endorsement form other than surety bond forms and such

other insurance policy forms as are hereinafter specifically

otherwise provided for shall be issued, delivered, or used unless

filed with and approved by the Insurance Commissioner. This section

shall not apply to policies, riders or endorsements of unique

character designed for and used with relation to insurance upon a

particular subject or which relate to the manner of distribution of

benefits or to the reservation of rights and benefits under life or

accident and health policies, and are used at the request of the

individual policyholder, contract holder, or certificate holder.

B. Every such filing shall be made not less than sixty (60)

days in advance of any such delivery. At the expiration of such

sixty (60) days the form so filed shall be deemed approved unless

Oklahoma Statutes - Title 36. Insurance Page 776

prior thereto it has been affirmatively approved or disapproved by

order of the Insurance Commissioner. Approval of any such form by

the Commissioner shall constitute a waiver of any unexpired portion

of such waiting period. The Insurance Commissioner may extend by

not more than an additional thirty (30) days the period within which

he may so affirmatively approve or disapprove any such form, by

giving notice of such extension before expiration of the initial

sixty-day period. At the expiration of any such period as so

extended, and in the absence of such prior affirmative approval or

disapproval, any such form shall be deemed approved. The Insurance

Commissioner may at any time, after notice and for cause shown,

withdraw any such approval.

C. Any order of the Insurance Commissioner disapproving any

such form or withdrawing a previous approval shall state the grounds

therefor.

D. The Insurance Commissioner may, by order, exempt from the

requirements of this section for so long as he deems proper any

insurance document or form or type thereof as specified in such

order, to which, in his discretion this section may not practicably

be applied, or the filing and approval of which are, in his opinion,

not desirable or necessary for the protection of the public.

E. This section shall apply also to any such form used by

domestic insurers for delivery in a jurisdiction outside Oklahoma,

if the insurance supervisory official of such jurisdiction informs

the Insurance Commissioner that such form is not subject to approval

or disapproval by such official, and upon the Commissioner's order

requiring the form to be submitted to him for the purpose.