Okla. Stat. tit. 36, § 36-4404

A. No policy of individual accident and health insurance shall

be delivered or issued for delivery to any person in this state

unless:

1. the entire money and other considerations therefor are

expressed therein;

2. the time at which the insurance takes effect and terminates

is expressed therein;

3. it purports to insure only one person, except that a policy

may insure, originally or by subsequent amendment, upon the

application of an adult member of a family who shall be deemed the

policyholder, any two or more eligible members of that family,

including husband, wife, dependent children or any children under a

specified age which shall not exceed twenty-two (22) years and any

other person dependent upon the policyholder;

4. the style, arrangement and overall appearance of the policy

give no undue prominence to any portion of the text, and unless

every printed portion of the text of the policy and of any

endorsement or attached papers is plainly printed in lightfaced type

of a style in general use, the size of which shall be uniform and

not less than ten-point with a lowercase unspaced alphabet length

not less than one hundred twenty points (the "text" shall include

all printed matter except the name and address of the insurer, name

or title of the policy, the brief description if any, and captions

and subcaptions); when a policy is renewable only at the option of

the company, such fact shall be made known in prominent lettering on

the face of the policy;

5. the exceptions and reductions of indemnity are set forth in

the policy and, except those which are set forth in Section 4405 of

this article, are printed, at the insurer's option, either included

with the benefit provision to which they apply, or under an

appropriate caption such as "Exceptions," or "Exceptions and

Reductions," provided that if an exception or reduction specifically

applies only to a particular benefit of the policy, a statement of

such exception or reduction shall be included with the benefit

provision to which it applies;

6. each such form, including riders and endorsements, shall be

identified by a form number in the lower left-hand corner of the

first page thereof;

7. it contains no provision purporting to make any portion of

the charter, rules, constitution, or bylaws of the insurer a part of

the policy unless such portion is set forth in full in the policy,

except in the case of the incorporation of, or reference to, a

statement of rates or classification of risks, or short rate table

filed with the Insurance Commissioner; and

Oklahoma Statutes - Title 36. Insurance Page 939

8. in such policies, except accident insurance only policies,

in which the insurer reserves the right to refuse renewal on an

individual basis, it shall provide, in substance, in a provision

thereof or in an endorsement thereon or in a rider attached thereto,

that, subject to the right to terminate the policy upon nonpayment

of premium when due, such right to refuse renewal may not be

exercised so as to take effect before the renewal date occurring on,

or after and nearest, each anniversary (or in the case of lapse and

reinstatement at the renewal date occurring on, or after and

nearest, each anniversary of the last reinstatement) and that any

refusal of renewal shall be without prejudice to any claim

originating while the policy is in force. (The parenthetic

reference to lapse and reinstatement may be omitted at the option of

the insurer.)

B. If the terms of any individual or franchise accident and

health insurance policy cover services within the lawful scope of

practice of a licensed psychologist then:

1. such services may be performed by any person licensed to do

so under the "Psychologists Licensing Act," Title 59 of the Oklahoma

Statutes, Sections 1351 through 1375.

2. selection of a licensed psychologist may be made by the

insured at his option and, provided other conditions of the policy
surance policy cover services within the lawful scope of

practice of a licensed psychologist then:

1. such services may be performed by any person licensed to do

so under the "Psychologists Licensing Act," Title 59 of the Oklahoma

Statutes, Sections 1351 through 1375.

2. selection of a licensed psychologist may be made by the

insured at his option and, provided other conditions of the policy

are met, reimbursement shall not be denied when service is rendered

by a person so licensed.

3. the provisions of this act shall apply to the policies and

contracts of insurance, which are delivered, amended, ratified, or

issued for delivery in Oklahoma after this act takes effect.

4. any provision, exclusion, or limitation of a policy that

denies an insured the privilege of selecting a licensed psychologist

shall, to the extent of the denial, be void, but such void provision

shall not affect the validity of the other provisions of the policy.

C. If any policy is issued by an insurer domiciled in this state

for delivery to a person residing in another state, and if the

official having responsibility for the administration of the

insurance laws of such other state shall have advised the Insurance

Commissioner that any such policy is not subject to approval or

disapproval by such official, the Insurance Commissioner may by

ruling require that such policy meet the standards set forth in

subsection A of this section and in Section 4405.