Okla. Stat. tit. 36, § 36-6202

As used in the Insurance Adjusters Licensing Act:

1. "Commissioner" means the Insurance Commissioner of the state

or his or her lawfully authorized representative;

2. "Adjuster" means either an insurance adjuster or a public

adjuster;

3. "Insurance adjuster" means any person, firm, association,

company, or legal entity that acts in this state for an insurer, and

that investigates claims, adjusts losses, negotiates claim

settlements, or performs incidental duties arising pursuant to the

provisions of insurance contracts on behalf of an insurer and

includes:

a. "independent adjusters", meaning any insurance

adjuster that suggests or presents to the insurance

industry and public that said adjuster acts as an

adjuster for a fee or other compensation, and

Oklahoma Statutes - Title 36. Insurance Page 1161

b. "company or staff adjusters", meaning adjusters who

engage in the investigation, adjustment, and

negotiation of claims as salaried employees of an

insurer;

4. "Public adjuster" means any person, firm, association,

company, or corporation that suggests or presents to members of the

public that said public adjuster represents the interests of an

insured or third party for a fee or compensation. Public adjusters

may investigate claims and negotiate losses to property only;

5. "Insurer" means any authorized insurance company,

corporation, reciprocal group, mutual group, underwriting

association or bureau, or any combination thereof, writing or

underwriting any insurance contracts;

6. “Home state” means the District of Columbia and any state or

territory of the United States in which the adjuster’s principal

place of residence or principal place of business is located. If

neither the state in which the adjuster maintains the principal

place of residence nor the state in which the adjuster maintains the

principal place of business has a licensing or examination

requirement, the adjuster may declare another state which has an

examination requirement and in which the adjuster is licensed to be

the “home state”; and

7. “Automated claims adjudication system” means a preprogrammed

computer system designed for the collection, data entry, calculation

and final resolution of consumer electronic products insurance

claims which:

a. may only be utilized by a licensed independent

adjuster, licensed agent, or individuals supervised by

a licensed independent adjuster or licensed agent,

b. shall comply with all claims payment requirements of

the Oklahoma Insurance Code, and

c. shall be certified as compliant by a licensed

independent adjuster.