Okla. Stat. tit. 59, § 59-1512v1

A. Rule Making Power. The Administrator shall have the same

authority to adopt, amend and repeal rules as is conferred upon him

by paragraph (e) of subsection (1), and subsections (2) and (3) of

Section 6-104 of Title 14A of the Oklahoma Statutes, as applicable,

and such rules shall have the same effect as provided in subsection

(4) of Section 6-104 thereunder. In addition, the Administrator may

adopt, amend and repeal such other rules as are necessary for the

enforcement of the provisions of Section 1501 et seq. of this title

and consistent with all its provisions.

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B. Administrative Enforcement. Compliance with the provisions

of this act may be enforced by the Administrator who may exercise,

for such purpose, all the powers enumerated in Part 1 of Article 6,

Title 14A of the Oklahoma Statutes, in the same manner as in

relation to consumer credit transactions under that act, as well as

those powers conferred in this act.

C. Criminal Penalties. 1. Any person who engages in the

business of operating a pawn shop without first securing the license

prescribed by this act shall be guilty of a misdemeanor and upon

conviction thereof shall be punished by a fine not in excess of One

Thousand Dollars ($1,000.00), by confinement in the county jail for

not more than six (6) months or by both.

2. Any person selling or pledging property to a pawnbroker who

uses false or altered identification or a false declaration of

ownership as related to the provisions of Section 1515 of this title

shall, if the value of the property is One Thousand Dollars

($1,000.00) or more, be guilty of a felony, and upon conviction

shall be punished by imprisonment in the State Penitentiary not to

exceed five (5) years or in the county jail not to exceed one (1)

year, or by a fine not to exceed Five Hundred Dollars ($500.00), or

by both such imprisonment and fine. If the value of the property

received is less than One Thousand Dollars ($1,000.00), the person

shall be guilty of a misdemeanor and shall be punished by a fine of

not more than Five Hundred Dollars ($500.00) or by imprisonment in

the county jail for a term not to exceed six (6) months, or by both

such fine and imprisonment. However, if the property is one or more

firearms, or was acquired by means of robbery or burglary, the

person shall be punished by imprisonment in the State Penitentiary

not to exceed five (5) years or in the county jail not to exceed one

(1) year, or by a fine not to exceed Five Hundred Dollars ($500.00),

or by both such imprisonment and fine, without regard to the value

of the property.

3. Any person who fails to repay a pawnbroker the full amount

received from a pawn or buy transaction after being officially

notified by a peace officer that the goods he pledged or sold in

that transaction were stolen or embezzled shall be guilty of a

misdemeanor and upon conviction shall be punished by imprisonment in

the county jail for a term not to exceed six (6) months, or a fine

not to exceed Five Hundred Dollars ($500.00), or by both such fine

and imprisonment.

D. Private Enforcement. 1. If any person engages in the

business of operating a pawnshop without first securing the license

prescribed by this act, or if any pawnbroker contracts for, charges

or receives a pawn finance charge in excess of that authorized by

this act, the pawn transaction shall be void and the customer is not

obligated to pay either the amount financed or the pawn finance

charge in connection with the transaction, and upon the customer's

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demand, the pawnbroker shall be obligated to return to the customer,

as a refund, all amounts paid in connection with the transaction by

the customer and the pledged goods delivered to the pawnbroker in

connection with the pawn transaction or their value if the goods
in connection with the transaction, and upon the customer's

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demand, the pawnbroker shall be obligated to return to the customer,

as a refund, all amounts paid in connection with the transaction by

the customer and the pledged goods delivered to the pawnbroker in

connection with the pawn transaction or their value if the goods

cannot be returned. If a customer is entitled to a refund under

this section and a pawnbroker liable to the customer refuses to make

the refund within a reasonable time after demand, the customer shall

have an action against the pawnbroker and in the case of a

successful action to enforce such liability, the costs of the action

together with attorney fees as determined by the court shall be

awarded to the customer.

2. A pawnbroker who fails to disclose information to a customer

entitled to the information under this act is liable to that person

in an amount equal to the sum of:

a. twice the amount of the pawn finance charge in

connection with the transaction, or One Hundred

Dollars ($100.00), whichever is greater;, and

b. in the case of a successful action to enforce the

liability under paragraph 1 of this subsection, the

costs of the action together with reasonable attorney

fees as determined by the court.