Okla. Stat. tit. 6, § 6-407

Any bank heretofore organized not authorized by its certificate

of incorporation to exercise trust powers may file an application

with the State Banking Commissioner requesting such authority.

1. The application must be approved by majority vote of the

outstanding voting stock and the resolution so adopted must be duly

verified by the president or cashier of the bank.

2. In passing upon the application, the Commissioner will give

consideration to the following matters and to any other facts and

circumstances the Commissioner deems proper:

a. whether the bank has sufficient capital to exercise

the fiduciary powers applied for, which capital shall

be no less than Two Million Dollars ($2,000,000.00),

b. the proposed market for fiduciary services and the

probable volume of such fiduciary business available

to the bank,

c. the general condition of the bank, including the

adequacy of its capital in relation to the character

and condition of its assets and to its deposit

liabilities and other corporate responsibilities,

including the exercise of fiduciary powers,

d. the general character and ability of the management of

the bank,

e. the nature of the supervision to be given to the

fiduciary activities, including the qualifications,

experience and character of the proposed officer or

officers of the trust department, and

f. whether the bank has available legal counsel to advise

and pass upon fiduciary matters whenever necessary.

3. The qualifying bank may, by appropriate amendment to its

certificate of incorporation, change its name by adding thereto, "&

Trust Company" or "and Trust Company".

4. An application for authority to exercise trust powers shall

be accompanied by a fee as set by rule of the Banking Board.