Tex. Business & Commerce Code § 4.106
This is the official text of Tex. Business & Commerce Code § 4.106, part of Texas’s Business & Commerce Code — governs commercial transactions and general business practices.
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§ 4.106. PAYABLE THROUGH OR PAYABLE AT BANK; COLLECTING BANK.
Official statutory text
(a) If an item states that it is "payable through" a bank identified in the item, the item:
(1) designates the bank as a collecting bank and does not by itself authorize the bank to pay the item; and
(2) may be presented for payment only by or through the bank.
(b) If an item states that it is "payable at" a bank identified in the item, the item is equivalent to a draft drawn on the bank.
(c) If a draft names a nonbank drawee and it is unclear whether a bank named in the draft is a co-drawee or a collecting bank, the bank is a collecting bank.
(1) designates the bank as a collecting bank and does not by itself authorize the bank to pay the item; and
(2) may be presented for payment only by or through the bank.
(b) If an item states that it is "payable at" a bank identified in the item, the item is equivalent to a draft drawn on the bank.
(c) If a draft names a nonbank drawee and it is unclear whether a bank named in the draft is a co-drawee or a collecting bank, the bank is a collecting bank.
Status: in_force · Read it on the official government site
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