Tex. Business & Commerce Code § 4.204
This is the official text of Tex. Business & Commerce Code § 4.204, part of Texas’s Business & Commerce Code — governs commercial transactions and general business practices.
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§ 4.204. METHODS OF SENDING AND PRESENTING; SENDING DIRECTLY TO PAYOR BANK.
Official statutory text
(a) A collecting bank shall send items by a reasonably prompt method, taking into consideration relevant instructions, the nature of the item, the number of those items on hand, the cost of collection involved, and the method generally used by it or others to present those items.
(b) A collecting bank may send:
(1) an item directly to the payor bank;
(2) an item to a non-bank payor if authorized by its transferor; and
(3) an item other than a documentary draft to a non-bank payor, if authorized by Federal Reserve regulation or operating circular, clearing-house rule, or the like.
(c) Presentment may be made by a presenting bank at a place where the payor bank or other payor has requested that presentment be made.
(b) A collecting bank may send:
(1) an item directly to the payor bank;
(2) an item to a non-bank payor if authorized by its transferor; and
(3) an item other than a documentary draft to a non-bank payor, if authorized by Federal Reserve regulation or operating circular, clearing-house rule, or the like.
(c) Presentment may be made by a presenting bank at a place where the payor bank or other payor has requested that presentment be made.
Status: in_force · Read it on the official government site
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