Tex. Business & Commerce Code § 92.054
This is the official text of Tex. Business & Commerce Code § 92.054, part of Texas’s Business & Commerce Code — governs commercial transactions and general business practices.
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§ 92.054. PROHIBITED PROVISIONS.
Official statutory text
(a) A rental-purchase agreement may not:
(1) require a consumer to:
(A) pay a late charge or reinstatement fee except as provided by Section 92.055(b);
(B) make a payment at the end of the scheduled rental-purchase term in excess of or in addition to a regular periodic payment to acquire ownership of the merchandise; or
(C) purchase insurance or a loss damage waiver from the merchant to cover the merchandise;
(2) require a confession of judgment;
(3) authorize a merchant or an agent of the merchant to commit a breach of the peace in repossessing merchandise; or
(4) waive a defense, counterclaim, or right the consumer may have against the merchant or an agent of the merchant.
(b) A consumer may not in any event be required to pay a sum greater than the total amount to be paid to acquire ownership of the merchandise as disclosed under Section 92.052(a)(4).
(1) require a consumer to:
(A) pay a late charge or reinstatement fee except as provided by Section 92.055(b);
(B) make a payment at the end of the scheduled rental-purchase term in excess of or in addition to a regular periodic payment to acquire ownership of the merchandise; or
(C) purchase insurance or a loss damage waiver from the merchant to cover the merchandise;
(2) require a confession of judgment;
(3) authorize a merchant or an agent of the merchant to commit a breach of the peace in repossessing merchandise; or
(4) waive a defense, counterclaim, or right the consumer may have against the merchant or an agent of the merchant.
(b) A consumer may not in any event be required to pay a sum greater than the total amount to be paid to acquire ownership of the merchandise as disclosed under Section 92.052(a)(4).
Status: in_force · Read it on the official government site
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