Tex. Finance Code § 371.174
This is the official text of Tex. Finance Code § 371.174, part of Texas’s Finance Code — regulates banks and other financial institutions.
Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.
§ 371.174. IDENTIFICATION OF PLEDGOR OR SELLER REQUIRED.
Official statutory text
(a) A pawnbroker shall require identification of:
(1) the pledgor if a transaction is a pawn transaction; or
(2) the seller if a transaction is a purchase of goods by the pawnbroker.
(b) Identification is acceptable only if it contains a photograph of the pledgor or seller and is:
(1) a state driver's license;
(2) a state identification card;
(3) a passport;
(4) a military identification;
(5) a certificate of identification from the Mexican Consulate, certificado de matricula consular; or
(6) identification issued by the agency of the United States responsible for citizenship and immigration.
(c) A pawnbroker shall make the pawnbroker's best effort to determine whether the identification:
(1) is apparently genuine and unaltered; and
(2) properly identifies the pledgor or seller.
(1) the pledgor if a transaction is a pawn transaction; or
(2) the seller if a transaction is a purchase of goods by the pawnbroker.
(b) Identification is acceptable only if it contains a photograph of the pledgor or seller and is:
(1) a state driver's license;
(2) a state identification card;
(3) a passport;
(4) a military identification;
(5) a certificate of identification from the Mexican Consulate, certificado de matricula consular; or
(6) identification issued by the agency of the United States responsible for citizenship and immigration.
(c) A pawnbroker shall make the pawnbroker's best effort to determine whether the identification:
(1) is apparently genuine and unaltered; and
(2) properly identifies the pledgor or seller.
Status: in_force · Read it on the official government site
Need a lawyer in Texas?
Find a Texas lawyer
About this page: Statute text is reproduced from official government publishers via the
Open US Law dataset
(Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine
(Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.