Tex. Insurance Code § 1105.011
This is the official text of Tex. Insurance Code § 1105.011, part of Texas’s Insurance Code — regulates insurance companies and the policies they sell.
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§ 1105.011. INCLUSION OF CERTAIN ADDITIONAL BENEFITS IN COMPUTING NONFORFEITURE BENEFITS NOT REQUIRED.
Official statutory text
(a) Notwithstanding Section 1105.007 or 1105.008, additional benefits described by Subsection (b), and premiums for those benefits, may not be included in computing a cash surrender value or nonforfeiture benefits required by this chapter. Additional benefits described by Subsection (b) are not required to be included in any paid-up nonforfeiture benefits.
(b) This section applies to additional benefits payable:
(1) in the event of death or dismemberment by accident;
(2) in the event of total and permanent disability;
(3) as reversionary annuity or deferred reversionary annuity benefits;
(4) as term insurance benefits provided by a rider or supplemental policy provision to which, if issued as a separate policy, this chapter would not apply;
(5) as term insurance on the life of a child that:
(A) is provided in a policy on the life of a parent of the child;
(B) expires before the child reaches 26 years of age;
(C) is uniform in amount after the child reaches one year of age; and
(D) has not become paid up by reason of the death of a parent of the child; or
(6) as other policy benefits additional to life insurance and endowment benefits.
(b) This section applies to additional benefits payable:
(1) in the event of death or dismemberment by accident;
(2) in the event of total and permanent disability;
(3) as reversionary annuity or deferred reversionary annuity benefits;
(4) as term insurance benefits provided by a rider or supplemental policy provision to which, if issued as a separate policy, this chapter would not apply;
(5) as term insurance on the life of a child that:
(A) is provided in a policy on the life of a parent of the child;
(B) expires before the child reaches 26 years of age;
(C) is uniform in amount after the child reaches one year of age; and
(D) has not become paid up by reason of the death of a parent of the child; or
(6) as other policy benefits additional to life insurance and endowment benefits.
Status: in_force · Read it on the official government site
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