Tex. Insurance Code § 1111.052
This is the official text of Tex. Insurance Code § 1111.052, part of Texas’s Insurance Code — regulates insurance companies and the policies they sell.
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§ 1111.052. AUTHORITY TO PAY ACCELERATED TERM LIFE BENEFITS.
Official statutory text
An insurer may pay an accelerated benefit under an individual or group term life insurance policy or certificate if:
(1) the insurer has received a written medical opinion, satisfactory to the insurer, that the insured has:
(A) a terminal illness;
(B) a long-term care illness; or
(C) an illness or physical condition that is likely to cause permanent disability or premature death, including:
(i) acquired immune deficiency syndrome (AIDS);
(ii) a malignant tumor;
(iii) a condition that requires an organ transplant; or
(iv) a coronary artery disease that results in acute infarction or requires surgery; and
(2) the amount of the accelerated benefit is deducted from:
(A) the amount of the death benefit payable under the policy or certificate; and
(B) any amount the insured would otherwise be entitled to convert to an individual contract.
(1) the insurer has received a written medical opinion, satisfactory to the insurer, that the insured has:
(A) a terminal illness;
(B) a long-term care illness; or
(C) an illness or physical condition that is likely to cause permanent disability or premature death, including:
(i) acquired immune deficiency syndrome (AIDS);
(ii) a malignant tumor;
(iii) a condition that requires an organ transplant; or
(iv) a coronary artery disease that results in acute infarction or requires surgery; and
(2) the amount of the accelerated benefit is deducted from:
(A) the amount of the death benefit payable under the policy or certificate; and
(B) any amount the insured would otherwise be entitled to convert to an individual contract.
Status: in_force · Read it on the official government site
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