Tex. Insurance Code § 1201.152
This is the official text of Tex. Insurance Code § 1201.152, part of Texas’s Insurance Code — regulates insurance companies and the policies they sell.
Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.
§ 1201.152. COVERAGE UNDER SIMPLIFIED APPLICATION FORM.
Official statutory text
(a) Notwithstanding Clause (b) of the provision required by Section 1201.208(a), an individual accident and health insurance policy must cover any loss that occurs after 12 months from a preexisting condition if the insurer uses a simplified application form that does not include a question concerning the applicant's health history or medical treatment history.
(b) This section applies regardless of whether the simplified application form includes a question regarding the applicant's health at the time of application.
(c) This section does not require an insurer to cover a loss from a condition that the policy specifically excludes from coverage.
(b) This section applies regardless of whether the simplified application form includes a question regarding the applicant's health at the time of application.
(c) This section does not require an insurer to cover a loss from a condition that the policy specifically excludes from coverage.
Status: in_force · Read it on the official government site
Need a lawyer in Texas?
Find a Texas lawyer
About this page: Statute text is reproduced from official government publishers via the
Open US Law dataset
(Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine
(Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.