Tex. Insurance Code § 1251.105

This is the official text of Tex. Insurance Code § 1251.105, part of Texas’s Insurance Code — regulates insurance companies and the policies they sell.

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§ 1251.105. STATEMENT MADE BY POLICYHOLDER OR INSURED.

Official statutory text

A group accident and health insurance policy must provide that:

(1) in the absence of fraud, a statement made by the policyholder or an insured is considered a representation and not a warranty; and

(2) a statement made by the policyholder or an insured may not be used in any contest under the policy, unless a copy of the written instrument containing the statement is or has been provided to:

(A) the person making the statement; or

(B) if the statement was made by the insured and the insured has died or become incapacitated, the insured's beneficiary or personal representative.

Status: in_force · Read it on the official government site

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