Tex. Insurance Code § 1251.201
This is the official text of Tex. Insurance Code § 1251.201, part of Texas’s Insurance Code — regulates insurance companies and the policies they sell.
Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.
§ 1251.201. CERTIFICATE OF INSURANCE; NOTICE OF SEPARATE AVAILABLE COVERAGE.
Official statutory text
(a) An insurer issuing a group policy under this chapter shall provide to the policyholder for delivery to each employee or member of the insured group:
(1) a certificate of insurance that:
(A) summarizes the essential features of the insurance coverage of the employee or member, including the annual deductibles, annual and lifetime policy limits, and maximum out-of-pocket expenses under the policy; and
(B) states the person to whom benefits are payable; and
(2) a notice that informs the employee or member of the availability of and premiums for a rider or separate insurance policy that would provide coverage in addition to the coverage provided under the policy.
(b) If dependents are included in the coverage, an insurer is not required to provide more than one certificate or notice for each family unit.
(c) By agreement between the insurer and the policyholder, a certificate may be delivered electronically.
(1) a certificate of insurance that:
(A) summarizes the essential features of the insurance coverage of the employee or member, including the annual deductibles, annual and lifetime policy limits, and maximum out-of-pocket expenses under the policy; and
(B) states the person to whom benefits are payable; and
(2) a notice that informs the employee or member of the availability of and premiums for a rider or separate insurance policy that would provide coverage in addition to the coverage provided under the policy.
(b) If dependents are included in the coverage, an insurer is not required to provide more than one certificate or notice for each family unit.
(c) By agreement between the insurer and the policyholder, a certificate may be delivered electronically.
Status: in_force · Read it on the official government site
Need a lawyer in Texas?
Find a Texas lawyer
About this page: Statute text is reproduced from official government publishers via the
Open US Law dataset
(Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine
(Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.