Tex. Insurance Code § 545.052
This is the official text of Tex. Insurance Code § 545.052, part of Texas’s Insurance Code — regulates insurance companies and the policies they sell.
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§ 545.052. NONDISCRIMINATORY BASIS REQUIRED.
Official statutory text
(a) An issuer that requests or requires applicants to take an HIV-related test must request or require the test on a nondiscriminatory basis.
(b) An issuer may require an applicant to take an HIV-related test only if:
(1) the test is based on the applicant's current medical condition or medical history; or
(2) underwriting guidelines for the coverage amounts require all applicants in the risk class to be tested.
(c) In determining who will be requested or required to take an HIV-related test, an issuer may not use the marital status, occupation, sex, beneficiary designation, or territorial classification, including zip code, of an applicant.
(b) An issuer may require an applicant to take an HIV-related test only if:
(1) the test is based on the applicant's current medical condition or medical history; or
(2) underwriting guidelines for the coverage amounts require all applicants in the risk class to be tested.
(c) In determining who will be requested or required to take an HIV-related test, an issuer may not use the marital status, occupation, sex, beneficiary designation, or territorial classification, including zip code, of an applicant.
Status: in_force · Read it on the official government site
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