Security Credit Services, LLC Consumer Complaints

Consumers have filed 4,371 complaints about Security Credit Services, LLC with the Consumer Financial Protection Bureau since 2013, including 1,627 in the last 12 months (up 54% from the 12 months before). Most were about debt collection, and the most common issue was “attempts to collect debt not owed”. The company responded on time to 100% of them.

4,371Complaints since 2013

1,627In the last 12 months

100%Answered on time

0Closed with money paid to the consumer

Complaints by year

Products

Debt collection3,334 (76%)

Credit reporting983 (22%)

Credit cards and prepaid cards22 (1%)

Payday, title and personal loans17 (0%)

Debt settlement and credit repair6 (0%)

Student loans4 (0%)

Checking and savings accounts3 (0%)

Vehicle loans and leases1 (0%)

Money transfers and virtual currency1 (0%)

How the company responded

Closed with explanation4,365 (100%)

Closed6 (0%)

What consumers complained about

Attempts to collect debt not owed1,671 (38%)

Written notification about debt624 (14%)

Incorrect information on your report538 (12%)

Took or threatened to take negative or legal action485 (11%)

False statements or representation367 (8%)

Improper use of your report209 (5%)

Problem with a company's investigation into an existing problem173 (4%)

Communication tactics60 (1%)

Problem with a credit reporting company's investigation into an existing problem57 (1%)

Cont'd attempts collect debt not owed47 (1%)

Where complaints came from

State	Complaints	Share
Texas	906	21%
Georgia	475	11%
Florida	436	10%
California	310	7%
New York	201	5%
South Carolina	160	4%
Pennsylvania	160	4%
Alabama	155	4%
Illinois	153	4%
Mississippi	149	3%

Read individual complaints, including the company's responses, in the CFPB's complaint search. You can also file your own complaint there; it's free and the company must respond.

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Source: the Consumer Financial Protection Bureau's public Consumer Complaint Database, loaded November 9, 2026. “Last 12 months” means complaints received since November 9, 2025. The CFPB publishes a complaint after the company responds or after 15 days. It doesn't verify every fact in a complaint, so a complaint isn't a finding that a company did anything wrong. Larger companies with more customers tend to get more complaints, and since 2023 a large share of filings have been credit-report disputes. Product categories are grouped from the CFPB's own, which have been renamed over the years.

Lawbamba is not affiliated with the CFPB or any company listed, and this page is general information, not legal advice.