Credit Reporting Complaints in Idaho

Idaho consumers filed 4,570 credit reporting complaints with the CFPB in the last 12 months, about 228 per 100,000 residents, and 12,361 in all since 2012. That's 72% of all complaints from Idaho in the past year, ranking it 44th of 52 states for this product in the last 12 months.

Companies named most in the last 12 months

Company	Complaints	Share
Transunion Intermediate Holdings, Inc.	1,533	34%
Equifax, Inc.	1,433	31%
Experian Information Solutions Inc.	1,353	30%
Lexisnexis	36	1%
CBC Companies, Inc.	18	0%
Capital One Financial Corporation	14	0%
Synchrony Financial	9	0%
Maximus Federal Services, Inc.	8	0%
JPMorgan Chase & Co.	8	0%
Bread Financial Holdings, Inc.	8	0%

What the complaints were about

Last 12 months, as the consumer categorized it.

Incorrect information on your report2,580 (56%)

Improper use of your report1,078 (24%)

Problem with a company's investigation into an existing problem839 (18%)

Problem with fraud alerts or security freezes24 (1%)

Unable to get your credit report or credit score21 (0%)

Credit monitoring or identity theft protection services19 (0%)

Problem with a company's investigation into an existing issue9 (0%)

By year

Fixing a credit report error

Under the federal Fair Credit Reporting Act, you can dispute an error with the credit bureau and the company that reported it, and they generally have 30 days to investigate. If an error isn't corrected, you may be able to sue, and the law lets you recover attorney fees.

Dealing with a credit reporting problem in Idaho?

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Other complaint types in Idaho

Debt collection (607)
Credit cards and prepaid cards (352)
Mortgages (130)
Checking and savings accounts (262)
Money transfers and virtual currency (155)
Student loans (76)
Payday, title and personal loans (75)
Vehicle loans and leases (62)

Source: the Consumer Financial Protection Bureau's public Consumer Complaint Database, loaded November 9, 2026. “Last 12 months” means complaints received since November 9, 2025. The CFPB publishes a complaint after the company responds or after 15 days. It doesn't verify every fact in a complaint, so a complaint isn't a finding that a company did anything wrong. Larger companies with more customers tend to get more complaints, and since 2023 a large share of filings have been credit-report disputes. Product categories are grouped from the CFPB's own, which have been renamed over the years.

Lawbamba is not affiliated with the CFPB or any company listed, and this page is general information, not legal advice.