Ind. Code § 27-1-15.9-12
This is the official text of Ind. Code § 27-1-15.9-12, part of Indiana’s Code — part of the compiled statutory law of Indiana, published by the state as "Code." Browse the sections below, each linked to its official government source.
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Written materials; content
Official statutory text
Sec. 12. (a) A vendor shall, at each location where portable electronics insurance is sold, solicited, or negotiated, make available to customers written materials concerning the portable electronics insurance.
(b) The written materials available under subsection (a) must do all the following:
(1) Disclose that portable electronics insurance may duplicate coverage already provided under a customer's homeowner's insurance policy, renter's insurance policy, or other coverage.
(2) State that the customer may purchase or lease portable electronics regardless of whether the customer also purchases portable electronics insurance.
(3) Summarize the material terms of each portable electronics insurance policy under which insurance is available from the vendor, including all the following:
(A) The identity of the insurer that issues the portable electronics insurance policy.
(B) The identity of any supervising entity.
(C) The amount of any applicable deductible and the manner by which the deductible is paid.
(D) The benefits of the portable electronics insurance.
(E) The key terms and conditions, including whether portable electronics may be repaired or replaced with:
(i) reconditioned; or
(ii) nonoriginal;
manufacturer equipment of a make or model that is similar to the portable electronics.
(4) Summarize the process for filing a claim, including:
(A) a description of the manner by which to return portable electronics; and
(B) the maximum fee applicable if the customer fails to comply with any applicable equipment return requirement.
(5) State that an insured customer may cancel the portable electronics insurance at any time and the person who pays the premium will receive a refund of unearned premium.
As added by P.L.4-2012, SEC.3.
(b) The written materials available under subsection (a) must do all the following:
(1) Disclose that portable electronics insurance may duplicate coverage already provided under a customer's homeowner's insurance policy, renter's insurance policy, or other coverage.
(2) State that the customer may purchase or lease portable electronics regardless of whether the customer also purchases portable electronics insurance.
(3) Summarize the material terms of each portable electronics insurance policy under which insurance is available from the vendor, including all the following:
(A) The identity of the insurer that issues the portable electronics insurance policy.
(B) The identity of any supervising entity.
(C) The amount of any applicable deductible and the manner by which the deductible is paid.
(D) The benefits of the portable electronics insurance.
(E) The key terms and conditions, including whether portable electronics may be repaired or replaced with:
(i) reconditioned; or
(ii) nonoriginal;
manufacturer equipment of a make or model that is similar to the portable electronics.
(4) Summarize the process for filing a claim, including:
(A) a description of the manner by which to return portable electronics; and
(B) the maximum fee applicable if the customer fails to comply with any applicable equipment return requirement.
(5) State that an insured customer may cancel the portable electronics insurance at any time and the person who pays the premium will receive a refund of unearned premium.
As added by P.L.4-2012, SEC.3.
Status: in_force · Read it on the official government site
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