Md. Code, Insurance § 15-404
This is the official text of Md. Code, Insurance § 15-404, part of Maryland’s Code, Insurance — regulates insurance companies and the policies they sell.
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§15–404.
Official statutory text
(a) This section applies to:
(1) each group or blanket health insurance policy that is issued or delivered in the State and provides coverage on an expense-incurred basis; and
(2) each group medical or major medical contract or certificate that is issued or delivered in the State by a nonprofit health service plan.
(b) Each policy, contract, or certificate subject to this section shall provide a benefit that allows the addition of a certificate holder’s or subscriber’s dependent children to the certificate holder’s or subscriber’s policy or contract at any time and without evidence of insurability if:
(1) the dependent children previously were covered under the policy or contract of the certificate holder’s or subscriber’s spouse; and
(2) the certificate holder’s or subscriber’s spouse has died.
(c) This section applies regardless of whether a certificate holder’s or subscriber’s dependent children are eligible for any continuation or conversion privileges under the policy or contract of the certificate holder’s or subscriber’s spouse.
(d) Within 6 months after the death of the spouse, the certificate holder or subscriber must exercise the benefit provided under this section.
(1) each group or blanket health insurance policy that is issued or delivered in the State and provides coverage on an expense-incurred basis; and
(2) each group medical or major medical contract or certificate that is issued or delivered in the State by a nonprofit health service plan.
(b) Each policy, contract, or certificate subject to this section shall provide a benefit that allows the addition of a certificate holder’s or subscriber’s dependent children to the certificate holder’s or subscriber’s policy or contract at any time and without evidence of insurability if:
(1) the dependent children previously were covered under the policy or contract of the certificate holder’s or subscriber’s spouse; and
(2) the certificate holder’s or subscriber’s spouse has died.
(c) This section applies regardless of whether a certificate holder’s or subscriber’s dependent children are eligible for any continuation or conversion privileges under the policy or contract of the certificate holder’s or subscriber’s spouse.
(d) Within 6 months after the death of the spouse, the certificate holder or subscriber must exercise the benefit provided under this section.
Status: in_force · Read it on the official government site
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