Utah Code § 7-24-102

As used in this chapter: (1) "Nationwide database" means the Nationwide Mortgage Licensing System and Registry, authorized under 12 U.S.C. Sec. 5101 for federal licensing of mortgage loan originators. (2) "Rollover" means the extension or renewal of the term of a title loan. (3) (a) "Title lender" means a person that extends a title loan. (b) "Title lender" includes a person that: (i) arranges a title loan on behalf of a title lender; (ii) acts as an agent for a title lender; or (iii) assists a title lender in the extension of a title loan. (4) (a) "Title loan" means a loan secured by the title to a: (i) motor vehicle, as defined in Section 41-6a-102; (ii) mobile home, as defined in Section 41-6a-102; or (iii) motorboat, as defined in Section 73-18-2. (b) "Title loan" includes a title loan extended at the same premise on which any of the following are sold: (i) a motor vehicle, as defined in Section 41-6a-102; (ii) a mobile home, as defined in Section 41-6a-102; or (iii) a motorboat, as defined in Section 73-18-2. (c) "Title loan" does not include: (i) a purchase money loan; (ii) a loan made in connection with the sale of a: (A) motor vehicle, as defined in Section 41-6a-102; (B) mobile home, as defined in Section 41-6a-102; or (C) motorboat, as defined in Section 73-18-2; (iii) a loan extended by an institution listed in Section 7-24-305; or (iv) a loan with a repayment term that is longer than 364 days.