Utah Code § 7-26-201

(1) This section applies to a wire transfer that transfers money from a consumer account at a covered financial institution. (2) If a qualified individual reasonably believes that executing a requested wire transfer will result in financial exploitation, the covered financial institution may: (a) delay the wire transfer; and (b) contact: (i) a law enforcement agency; (ii) Adult Protective Services; or (iii) a joint co-owner on the account. (3) The delay of a wire transfer described in Subsection (2) expires when the earlier of the following occurs: (a) the covered financial institution reasonably determines that the wire transfer is not financial exploitation; or (b) 15 business days pass after the day on which the covered financial institution first initiated the delay of the wire transfer.