Utah Code § 7-27-301

(1) Subject to the requirements of Title 63G, Chapter 4, Administrative Procedures Act, the department may: (a) receive and act on complaints; (b) take action designed to obtain voluntary compliance with this chapter; or (c) commence administrative or judicial proceedings on the department's own initiative to enforce compliance with this chapter. (2) A person who violates a provision of this chapter is subject to a civil penalty of $500 per violation, not to exceed $20,000 for all violations arising from the use of the same transaction documentation or materials. (3) A person who violates a provision of this chapter after receiving written notice of a prior violation is subject to a civil penalty of $1,000 per violation, not to exceed $50,000 for all violations arising from the use of the same transaction documentation or materials. (4) Nothing in this chapter creates a private right of action against any person based on failure to comply with the provisions of this chapter. (5) A violation of this chapter does not affect the enforceability of any underlying agreement.