Utah Code § 7-9-46

(1) As used in this section "out-of-state credit union" means any credit union whose home state is not Utah. (2) An out-of-state credit union may maintain a branch in this state only if: (a) maintaining the Utah branch is permissible under applicable law, including Sections 7-1-702 and 7-1-708 in the case of a state chartered credit union; (b) the branch has been authorized by: (i) the department and the chartering authority of the credit union's home state in the case of a state chartered credit union; or (ii) the National Credit Union Administration or successor agency in the case of a federally chartered credit union; and (c) the branch will not serve a member of the out-of-state credit union who is a member of the credit union based solely on the member residing in a geographic area located in whole or in part in Utah. (3) The commissioner may examine and supervise all out-of-state credit unions with a branch in the state, except federal credit unions, in the same manner as the commissioner examines and supervises credit unions in this state.