Debt Collection Complaints in Colorado

Colorado consumers filed 2,362 debt collection complaints with the CFPB in the last 12 months, about 40 per 100,000 residents, and 12,085 in all since 2013. That's 6% of all complaints from Colorado in the past year, ranking it 26th of 52 states for this product in the last 12 months.

Companies named most in the last 12 months

What the complaints were about

Last 12 months, as the consumer categorized it.

Attempts to collect debt not owed980 (41%)
Took or threatened to take negative or legal action404 (17%)
Written notification about debt382 (16%)
False statements or representation376 (16%)
Communication tactics130 (6%)
Electronic communications57 (2%)
Threatened to contact someone or share information improperly33 (1%)

By year

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Your rights with debt collectors

The federal Fair Debt Collection Practices Act bars collectors from harassment, false threats and calls at unreasonable hours, and lets you demand written proof of a debt. Many states add their own rules. A consumer lawyer can tell you whether a collector broke the law, and these cases are often handled at no upfront cost because the law lets you recover attorney fees.

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Other complaint types in Colorado

Source: the Consumer Financial Protection Bureau's public Consumer Complaint Database, loaded November 9, 2026. “Last 12 months” means complaints received since November 9, 2025. The CFPB publishes a complaint after the company responds or after 15 days. It doesn't verify every fact in a complaint, so a complaint isn't a finding that a company did anything wrong. Larger companies with more customers tend to get more complaints, and since 2023 a large share of filings have been credit-report disputes. Product categories are grouped from the CFPB's own, which have been renamed over the years.

Lawbamba is not affiliated with the CFPB or any company listed, and this page is general information, not legal advice.