Internal prototype — noindexed, not linked from public navigation yet.

N.Y. GOB Law § 5-513

This is the official text of N.Y. GOB Law § 5-513, part of New York’s GOB Law — part of the compiled statutory law of New York, published by the state as "GOB Law." Browse the sections below, each linked to its official government source.

Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.

Recovery of excess

Official statutory text

§ 5-513. Recovery of excess. Every person who, for any such loan or\nforbearance, shall pay or deliver any greater sum or value than is\nallowed to be received pursuant to section 5-501, and his personal\nrepresentatives, may recover in an action against the person who shall\nhave taken or received the same, and his personal representatives, the\namount of the money so paid or value delivered, above the rate\naforesaid.\n

Status: in_force · Read it on the official government site

Need a lawyer in New York?

Find a New York lawyer
About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.